Paying at stores should be simple and fast. Many shoppers prefer Apple Pay for its ease and security. But does Sam’s Club accept it? Let’s find out.
Can You Use Apple Pay at Sam’s Club Stores?
No, Sam’s Club does not accept Apple Pay. Their payment system relies on traditional cards and mobile wallets linked to their own app. Unlike some competitors, they have not upgraded to support tap-to-pay.
Why? It comes down to cost and control. Apple Pay routes transactions through Apple’s system, which adds fees. Sam’s Club prefers to process payments directly to keep expenses low.
Instead, they encourage using the Sam’s Club app. The app’s Scan & Go feature lets customers scan items and pay from their phone. While it’s convenient, it does not support Apple Pay. Those who rely on Apple Pay need another payment method.
Can You Use Apple Pay at Sam’s Club Gas Stations?
No, Sam’s Club gas stations also do not accept Apple Pay. Payment options include major credit cards, debit cards, and the Sam’s Club app.
The reason is the same – Apple Pay adds transaction costs, which Sam’s Club avoids to keep prices low. Instead, they push their app and store-branded credit card.
If you prefer mobile payments, link your card to the Sam’s Club app for a digital checkout experience.
Does the Sam’s Club App Accept Apple Pay?
No, the Sam’s Club app does not support Apple Pay. Customers must enter a debit card, credit card, or Sam’s Club credit card manually.
The Scan & Go feature allows quick checkout by scanning items and paying in the app. While this helps skip lines, Apple Pay users still need to use another payment method.
Many retailer apps now integrate Apple Pay for faster transactions, but Sam’s Club has stuck to its own system. If you shop through their app, you must enter a separate payment method.
Why Doesn’t Sam’s Club Accept Apple Pay?
The main reasons are transaction fees and data control.
- Lower Costs – Apple Pay charges merchants fees for each transaction. Sam’s Club avoids this by handling payments directly.
- Customer Data – Apple Pay transactions go through Apple, limiting the data Sam’s Club collects about customer purchases.
- In-House Payment Options – Sam’s Club promotes its own app and credit card, keeping shoppers within their ecosystem.
Alternatives to Apple Pay at Sam’s Club
If you rely on Apple Pay, you’ll need another option at checkout. Here are the best alternatives:
- Sam’s Club Credit Card – Offers cashback and special discounts.
- Sam’s Club App (Scan & Go) – Lets you scan and pay from your phone.
- Credit and Debit Cards – Visa, Mastercard, American Express, and Discover are accepted.
- Gift Cards – Sam’s Club gift cards work across all locations.
Linking a card to the Sam’s Club app is the closest alternative to Apple Pay.
Final Thoughts
Right now, Sam’s Club has no plans to accept Apple Pay. Since their parent company, Walmart, also does not accept it, a policy change seems unlikely.
If enough customers request Apple Pay, Sam’s Club may reconsider. Some retailers have adjusted payment policies based on customer demand. But for now, customers need to use the Sam’s Club app, credit cards, or other accepted payment methods.
Apple Pay users should be prepared with an alternative when shopping at Sam’s Club. The store prioritizes its own payment system and is unlikely to switch soon.
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